ITR 2026: Senior citizens can claim ₹50,000 deduction even without health insurance —Here's how
Eshita Gain
What expenses qualify for deduction under Section 80D?
Health insurance: Premiums paid on mediclaim policies can be claimed as deduction, provided the payment is made through any mode other than cash and the amount is actually paid within the financial year.
Medical expenses: Senior citizens who do not have any health insurance policy can claim a deduction on actual amount paid for medical expenses within the ceiling limit.
Preventive health check-up: Expenses incurred on preventive health check-ups are eligible for deduction up to ₹5,000. Payment for these check-ups can be made in cash.
Can children claim Section 80D for parents if they are paying medical bills?
When is your due date for filing your Income Tax Return?
ITR-1 and ITR-2 (Salary and capital gains income): 31st July 2026
ITR-3 and ITR-4 (Business income - Non-audit cases): 31st August 2026
ITR-3 and ITR-4 (Business income - Cases requiring audit): 31st October 2026
Businesses requiring transfer pricing reports (international transactions or specified domestic transactions): 30th November 2026
Belated (Late) Return: 31st December 2026
Revised Return: 31st March 2027
Updated Return (ITR-U): 31st March 2031 (within 4 years from the end of the relevant Assessment Year)
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