The Government Service Insurance System (GSIS) has opened its emergency loan facility in four calamity-declared areas in Metro Manila and Luzon: Cavite, Quezon City, Pangasinan (Umingan), and Calumpit, Bulacan. The loan aims to provide immediate financial relief to members and pensioners affected by Severe Tropical Storm Crising and the enhanced southwest monsoon (habagat).
Eligible members and pensioners in these areas may now apply for the emergency loan. The availment period runs until August 23, 2025 for Umingan, Pangasinan and Calumpit, Bulacan; and until October 23, 2025 for Cavite and Quezon City.
“This emergency loan is one way we can quickly respond to the needs of our members and pensioners affected by the recent calamities,” said GSIS Officer-in-Charge Juliet M. Bautista.
As more local government units (LGUs) submit their official declarations, GSIS expects the list of covered areas to increase in the coming days. This will help ensure that more members and pensioners in similarly affected locations can access emergency financial assistance.
Qualified members with existing emergency loans may borrow up to P40,000, while first-time borrowers may avail up to P20,000. The loan is payable in three years, with a low 6% annual interest and no processing fee.
To qualify, active members must be working or residing in the declared calamity area, be in active service and not on unpaid leave, have no pending administrative or legal case, and have paid at least six monthly premiums. They must also have a net take-home pay of at least P5,000. Old-age and disability pensioners may also apply, provided their net monthly pension after loan amortization is at least 25% of their gross pension.
Members and pensioners are encouraged to apply through the GSIS Touch mobile app for faster and more convenient processing. For those not yet registered in the app, they may apply through any GWAPS kiosk located in GSIS branches, select government offices, or over the counter.
For more information and updates on the areas covered by the GSIS Emergency Loan, visit www.gsis.gov.ph, follow GSIS on Facebook, TikTok, YouTube, and Instagram; email [email protected], or call the GSIS Contact Center.
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